Welcome to FundingUSA.com
Located in Irvine, CA, Serving the Entire State of California with Mortgage Services
Specializing in VA, HARP 2.0 and Refinance Loans
Jumbo Loans
Mortgage Loans Designed Specifically for Veterans
Fixed Rate Mortgages and Fast Escrow Closing

Leader In Residential Mortgages

Our Commitment

At FundingUSA.com we treat our clients with courtesy and integrity. We guarantee realistic, honest mortgage advice that achieves results. Our years of experience and notable expertise ensure that your financial future is in good hands.

Our consistent track record of uncompromising ethics instills confidence and trust. We use cutting edge technologies to ensure prompt loan approvals. This allows us to respond quickly, and offer our clients the best programs for their purchase and refinance needs.

Current Mortgage Rates with No Points

Loan Amounts

$200,000 – $417,000 $417,001 – $625,500 $200,000 – $5 Million

5/1 ARM

Principal & Interest

2.875%

APR 3.157%

3.125%

APR 3.162%

3.125%

APR 3.221%

5/1 ARM

Interest Only

3.125%

APR 3.284%

3.375%

APR 3.326%

3.375%

APR 3.744%

30 Yr. Fixed

3.750%

APR 3.773%

3.750%

APR 3.766%

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15 Yr. Fixed

3.750%

APR 3.417%

3.375%

APR 3.403%

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*Disclaimer: Full income documentation required on most programs, minimum credit score may apply, based on <75% LTV, SFR, with impounds, loan amounts of $200,000. Call for rates on higher limits and other programs. Rates subject to change without notice, Conforming rates quoted are based on <75% loan to value, min. $200,000 loan amount, with impounds, 680 credit score, all quoted rates are with no points, application required and subject to underwriting approval. Call us for margins and caps on the ARM rates as they vary depending on program, call for loan amounts under $200,000, and loans over $5 Million. Updated Feb, 2014. .