FundingUSA.com is a privately owned California Corporation headquartered in Irvine, CA doing business for two decades operating as a direct lender and a top rated mortgage broker for all major banks and lending institutions, that offers our clients the largest selection of loan programs. This gives us an advantage over any of the top four lenders simply because we have every program they offer plus our portfolio programs they just don’t have available. We offer rates on loans up to $5 Million that rival rates available for the standard Fannie Mae and Freddie Mac programs without the imposing county limits, while also funding VA, FHA, CalSTRS, stand alone Home Equity Loans, and Reverse Mortgages.
FundingUSA.com has been a large supporter of our military forces by offering them the best terms on their VA mortgages, with the ability to refinance up to 125% of the current market value with no appraisal required, most lenders will deny their attempt to refinance to todays lower rates above 100% LTV. We will thank them and proudly reward them for their service to our nation.
While many of our competitors collapsed all around us over the last four years we survived by changing and adapting to the current market conditions remaining focused on implementing all latest programs to help our real estate market get back on track. Our experienced staff will be glad to walk you through the entire process of your next purchase or refinance to ensure that your experience with our company will make you a client for life. We are committed to providing you with the best possible financial services available.
Refinance – Are You Considering a Refinance of Your Current Mortgage? Consolidate your debt, lower your monthly mortgage payment or access the equity for a large purchase.
Purchase – Now is the Time to Purchase! FundingUSA.com can help you achieve home ownership with a fixed rate mortgage and a fast escrow closing. Find out more about Purchase options.
HARP 2.0 – Making Home Affordable Struggling homeowners can now take advantage of the extension of the Making Home Affordable Program®.
Jumbo Loans – Use a Jumbo Loan to Buy Your Next Home Jumbo Loans make buying a home very flexible. Options include FHA, Fixed Rate Mortgages and Adjustable Rate Mortgages.
VA Loans – Mortgage Loans designed specifically for Veterans The VA Loan Program assists qualified veterans refinance, purchase, or build homes through VA approved lending institutions.