Just wanted to take a few minutes to update, folks if your deciding to Refi or a New purchase I would like to share my several experiences with Funding Usa. I have for life, a company that has done me right each and every time I call to get advise on where the market is and if I can better my existing loan. John Aranda and Shirley, are on it always. They will call me only if they feel I should refi to get a better rate. I remember 1 year, John refi my La Mirada house twice, WOW IN CLOSING I WILL RECOMEND Funding USA , to anyone close to me or even strangers. I have built a rapport with Funding Usa , and feel before and now, that I am not only a repeat customer but a friend to this company. My last refi was in March 2018, and I have not only used them for refi but new purchases. John, your guidance, loyalty and honesty, exceed all my expectations, your direction and professionalism are by far the BEST!!!!!!!! Signed, Keith Mossman #### Business owner in the City of La Mirada, CA licensed for over 20 years. PS: John and Shirley, thank you for your suggestion in March to take some equity out to pay off 90% of my debt, and use the extra savings to travel with my wife- Love the whole family at Funding USA